Is Solar Actually Worth It for My Home?
More homeowners than ever are considering solar — but that doesn't mean every home will actually save money.
The truth is this:
The answer depends on your utility rates, usage patterns, roof layout, and the financing method you choose.
Most solar sales reps don’t tell you that, because their job is to close deals… not evaluate whether solar is truly a good fit.
Below is a simple, unbiased breakdown of the key factors that determine if solar makes financial sense for you.
1. Your Utility Rate Structure
Solar makes more sense when:
You have high kWh rates (above ~15-18¢/kWh)
You’re on TOU rates with expensive evening hours
You expect future rate hikes
Solar makes less sense when:
Your rates are already low (8-12¢/kWh)
Your utility offers poor buyback programs
You rely heavily on low-cost overnight power
2. Your Electricity Usage Pattern
Solar performs best for homes with:
Consistent daytime usage
High annual consumption
Predictable patterns
But if you:
Travel often
Use most power at night
Have a low annual usage
Solar savings can be minimal or even negative.
3. Your Roof Layout & Shading
Your home’s structure can make or break the ROI:
South/southwest facing roofs = best
East/west facing roofs = moderate
North facing roofs = poor
Heavy shade = deal-breaker
A sales rep may gloss over these issues — we don’t.
4. Cash vs Loan vs PPA/TPO
This is one of the biggest overlooked factors.
Cash
✅Best long-term ROI
✅Fastest payback
✅No interest
❌High upfront cost
Solar Loan
✅Low upfront cost
❌Payments can eliminate savings
❌25-year loans can double the true cost of the system
PPA/TPO
✅No upfront cost
✅Lower monthly payments
❌You don’t own the system
❌Savings depend on escalators
❌Can complicate selling your home later
So… Is Solar Worth It?
Solar is worth it only when the numbers make sense for your home.
That’s why we offer an independent, commission-free solar analysis that examines:
Your utility rates
Your usage patterns
Multiple system size scenarios
Cash vs loan vs PPA comparisons
True lifetime savings
True bill-before-and-after estimates
Want an unbiased Solar Truth Report for your home?
We’ll show you the real numbers so you don’t get locked into a bad deal.
Visit our services page to order your Solar Truth Report before you sign anything!
